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Savings

Account Name Opening Deposit Minimum Balance Quarterly Service
Charge
Interest Bearing
Regular $100.00 $100.00 $9.00 Yes More info.
Minor $25.00 $0.00 None Yes More info.
Account Name Opening Deposit Minimum Balance Monthly Service Charge Interest Bearing
Money Market $2,500.00 $2,500.00 $8.00 Yes More info.

Regular Savings

  • Eligible:
    • Individuals
    • Sole Proprietorships
    • Organizations (profit & non-profit)
    • Partnerships
    • Corporations
    • Limited Liability Companies
  • Minimum opening deposit: $100.00
  • Four withdrawals per quarter: Free
  • Excess withdrawal fee: $2.00 each
  • Service charge is based on minimum daily balance:
    • $100.00 +                No charge
    • $0.00 – $99.99       $9.00 quarterly
  • Interest is computed daily, compounded quarterly, and credited to your account quarterly.

Minor Savings

  • Eligible: Individuals age 17 or under
  • Minimum opening deposit: $25.00
  • No Minimum balance service charge
  • Four withdrawals per quarter: Free
  • Excess withdrawal fee: $2.00 each
  • Interest is computed daily, compounded quarterly, and credited to your account quarterly

Money Market Savings

  • Eligible:
    • Individuals
    • Sole Proprietorships
    • Organizations (profit & non-profit)
    • Partnerships
    • Corporations
    • Limited Liability Companies
  • You must maintain a minimum daily collected balance of $2,500 to avoid a service charge on this account. Accounts which have less than $2,500 on any one day in a statement cycle, (monthly), will be assessed an $8.00 service charge.
  • You may make 6 withdrawals or transfers from your account each statement cycle, (monthly).
  • A penalty of $8.00 is imposed for each excessive withdrawal.
  • Withdrawals made in person at the bank are unlimited and have no penalty.
  • Please call our Account Specialists at (405) 381-2326 or contact any of our branches for the current interest rate and annual percentage yield

Equal Housing Lender