| Account Name | Opening Deposit | Minimum Balance | Monthly Service Charge |
Interest Bearing | |
| Regular | $100.00 | See more Info. | See more Info. | No | More info. |
| Value-Pak | $100.00 | None | $7.00 | No | More info. |
| Free | $50.00 | None | None | No | More info. |
| Lifeline | $50.00 | None | $4.00 | No | More info. |
| Senior Citizen | $50.00 | None | None | Yes | More info. |
| Super Value-Pak | $100.00 | See more Info. | $7.00 | Yes | More info. |
| Super Now | $100.00 | See more Info | See more info. | Yes | More info. |
Regular Checking
- Eligible: Individuals & Non-profit Organizations
- Minimum opening deposit: $100.00
- Unlimited number of checks and deposits
- Service charge is based on an average collected balance:
- $500.00 + No charge
- $300.00 – $499.99 $5.00 monthly
- $100.00 – $299.99 $6.00 monthly
- $ 0.00 – $99.99 $7.00 monthly
- The average collected balance is calculated by adding the collected balance for each day of the period and dividing that figure by the number of days in the period.
Value-Pak Checking
- Eligible: Individuals
- Minimum opening deposit: $100
- Unlimited number of checks and deposits
- Service charge is $7.00 which includes $10,000 Accidental Death & Dismemberment Insurance
- No minimum balance required
- Free Value-Pak checks and deposit slips
- Personal Money Orders (Cashier’s check will be issued if the amount exceeds $1,000)
- Free Notary Service
- Free Photocopies (As a club member, you are entitled up to 5 free photocopies per month of your important personal documents and letters.)
- Benefits (subject to change):
- Credit Card Protection
- Personalized Travel Service
- Free Medical Emergency Card
- Lost Key Return
- Discount Car and Truck Rental
Free Checking
- Eligible: Individuals
- Minimum opening deposit: $50.00
- Unlimited number of checks and deposits
- No minimum balance required
- Check safekeeping. No cancelled checks to store
- First 50 duplicate checks are free with your initial paid check order
- No service charge
Lifeline Checking
- Eligible: Individuals & Non-profit Organizations
- Minimum opening deposit
- No minimum balance required
- Monthly service charge: $4.00
- 15 Debits and/or Credits per month: Free
- Excess Debit or Credit fee: $.35 each
Senior Citizen Checking
- Eligible: Individuals over 60 years of age who have direct deposit, if applicable.
- Minimum opening deposit: $50.00
- Monthly service charge: Free
- Notary Service: Free
- $5.00 Discount on newly rented safe deposit box
- One (1) free account per individual
- Now Paying Interest
Super Value-Pak Interest Checking
- Eligible: Individuals
- Minimum opening deposit: $100.00
- Service charge is $7.00 which includes $10,000 Accidental Death & Dismemberment Insurance
- Please call for more information on the current interest rate and annual percentage yield for a daily balance of $2,500 or more
Super Now Interest Checking
- Eligible: Individuals / Sole Proprietorships / Non-profit Organizations
- Minimum opening deposit
- Unlimited number of checks and deposits
- Service charge is based on an average daily balance $100.00
- $1,000 + No charge
- $500.00 – $999.99 $3.00 monthly
- $300.00 – $499.99 $6.00 monthly
- $100.00 – $299.99 $7.00 monthly
- $0.00 – $99.99 $8.00 monthly
- Please call for more information on the interest rate and annual percentage yield for a daily balance of $2,500 or more
- Please call for more information on the interest rate and annual percentage yield for a daily balance of less than $2,500 but more than $1,000
- If your daily balance is less than $1,000, the interest rate paid on the daily balance will be 0% with an annual percentage yield of 0%
Please call our Account Specialists at (405) 381-2326 or contact any of our branches for the current interest rate and annual percentage yield for the interest bearing accounts.